Critical Illness Insurance

Voluntary Critical Illness Insurance offered by Prudential Life Insurance Company.

Critical Illness insurance can help relieve the financial impact of a sudden, life-threatening event by helping pay for the direct and indirect costs of the illness. The policy provides a lump sum cash benefit upon the first diagnosis of a covered critical illness. Covered critical illnesses are limited to the specific definitions found in the policy.

Covered illnesses include:

  • Heart attack

  • Stroke

  • Cancer

  • Burns

  • Permanent paralysis

  • Major organ transplant surgery

  • End-stage renal (kidney) failure

  • Coronary bypass surgery

Critical Illness insurance is intended to help cover some of the expenses not covered by medical insurance. Examples include experimental treatments, out-of-pocket deductibles and copays, childcare, travel expenses, and more.  You can purchase coverage for yourself, for yourself and your children, or for your entire family.